AI-powered credit risk intelligence, built for Ghana's financial institutions. Automate SME credit appraisals, analyse bank statements and MoMo records, and generate audit-ready reports in minutes.
High-volume, SME-focused lenders needing fast, consistent appraisals without large credit teams.
Growing commercial banks scaling SME lending while managing risk and compliance rigorously.
Universal banks modernising credit operations and standardising SME risk assessment at scale.
Different officers assess the same borrower differently — loan quality depends on who reviews it, not the data.
Credit officers spend days extracting figures from bank statements and MoMo records by hand.
Bounce patterns, irregular inflows and high leverage go unnoticed without a structured analysis tool.
Automatically extracts and structures data from bank statements and MoMo records — MTN, Vodafone Cash and more.
Computes revenue trends, DSCR, operating ratios, EBITDA and balance flow with Ghana-specific logic built in.
Flags bounced items, irregular patterns and cash flow anomalies for a structured risk picture instantly.
Generates structured, audit-ready reports formatted for loan committee review and compliance documentation.
Accepts bank statements, mobile money records and SME financial documents — personal, merchant and corporate.
Outputs aligned with Bank of Ghana credit assessment expectations, designed to complement existing workflows.
Join forward-thinking financial institutions across Ghana transforming their credit appraisal process.